Convenient, secure banking when and where you need it
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Horizon is a mutual financial services organisation and as such is owned by its members, each one of whom is a shareholder. Therefore you must be a member of Horizon to take out an overdraft. However, you don't need to become a member before you can apply for an overdraft - anyone can apply for a loan with Horizon.
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You can arrange to make your loan repayments either by payroll deduction, direct debit from your savings or transaction account, online or phone banking transfer.